Cosmetic Surgery on Finance

Kat & Co offer various finance options through trusted providers to make cosmetic surgery accessible for all.
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Trusted finance providers
24-60 months at 16.9% APR available
Bad credit finance available
Flexible monthly payment options

Cosmetic Surgery Finance with Kat & Co

We understand that the cost of cosmetic treatment can feel like a significant hurdle, and that everyone's financial situation is different. That's why we offer a range of flexible payment options designed to make your treatment genuinely accessible.

Whether you're working with a limited credit history, a low credit score, or simply prefer to spread the cost, our Patient Coordinators are here to help. At your consultation, they can carry out a soft credit search to assess your options, with no impact on your credit score.

Our aim is straightforward: to make sure cost is never the reason you can't access the care you want.

How can cosmetic surgery finance help you?

Flexible finance

24 - 60 months at 16.9% APR

Choose your deposit amount

Our deposits start from £500, allowing you to choose a deposit payment that suits you

A dedicated patient co-ordinator

Your patient co-ordinator will be able to walk you through the finance application journey, offering advice and guidance to make the process easier for you

Trusted finance providers

Our finance providers are trusted by the public from high-street purchases to life-changing healthcare.

Get booked in

Get your finance accepted and your surgery booked!

What finance options are available?

We've partnered with Chrysalis Finance to offer flexible payment plans that can be tailored to your situation:

  • 16.9% APR over 24–60 months, with a deposit from £500

You can adjust your deposit amount or repayment period to find a monthly payment that works for you. Just ask our team and they'll walk you through the full range of options.

Who provides the finance?

Finance is arranged through Chrysalis Finance Limited, authorised and regulated by the Financial Conduct Authority (FRN 631193).

Am I eligible?

Most patients are eligible, but you may not qualify if you have a poor credit history, insufficient income, are not a UK resident or registered for UK tax, or are under 18.

If you're unsure, our Patient Coordinators can carry out a soft credit search at your consultation to check your likelihood of acceptance — with no impact on your credit score. And if finance isn't the right fit, we'll explore alternatives such as staged or personalised payment plans.

How much will I repay each month?

This depends on the total cost of your procedure and the deposit you choose to put down. Our team can walk you through your repayment options with no obligation.

You can also use the Chrysalis Finance calculator to estimate your monthly repayments yourself.

Frequently Asked Questions

How much can I borrow?
Will I be accepted for credit?
How long does the application take?
Do I have to pay a deposit?
What happens after I’ve been approved?
What if my application gets declined?
How do I make payments?
When can I book in for surgery?
Who should I contact if I have questions about my payments & finance agreement?
Are there any hidden costs?
What if I decide that I don’t want the finance?
Who provides the finance?
How much disposable income should I have such that the monthly payments are considered affordable?

Contact us on 0121 456 7930 to discuss your requirements

Contact Us
OPENING HOURS
Monday
9:00 AM - 8:00 PM
Tuesday
9:00 AM - 8:00 PM
Wednesday
9:00 AM - 8:00 PM
Thursday
9:00 AM - 8:00 PM
Friday
9:00 AM - 8:00 PM
Alternate Saturdays (call for details)
9:00 AM - 5:00 PM
Sunday & Bank Holidays
Closed

Kat & Co Healthcare Limited trading as Kat & Co is an Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority. Kat & Co Healthcare Limited is a credit broker, not a lender. The provider of a payment scheme which is not offered through or by Chrysalis Finance Limited may not be so authorised and regulated.